What are the benefits of credit card and how to use a credit card - Knowledge Adda
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What are the benefits of credit card
Friends, today we are going to talk about what are the benefits of credit cards and how to use credit cards.
So first we have to understand what is a credit card? How to use credit So credit means a loan, whatever we get the card from the bank on the loan, we can call it a credit card. Now you will think that if we have a debit card then why do we need a credit card. So, friends, a debit card would be linked with any bank and whenever you make an online payment with the help of a debit card, you can spend as much money in your bank. But this is not the case with credit cards. When you get a credit card, the bankers give you a limit in it that with the help of this card you can use from 50,000 to 100000 money. Then, wherever you spend, like you can do online shopping, transaction, and online payment.
Where can I use a credit card?
With the help of a credit card, you can withdraw money from online shopping and ATMs also. A credit card is one with which you can make payments online anywhere. When your credit card limit is fulfilled, then after that you have to pay his bill, which you can easily fill in online net banking or even in your house.
How to get a credit card and who gets
a credit card?
If you do any business or do some good job, with the help of which you get a salary or money. So you will also get a credit card easily. If you are a student and you do not earn any less and you do not get any money, do not take tension even then you will get a credit card. So go FD in the bank, with the help of which the bank will easily give you the credit card.
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What are the benefits of a credit card?
With the help of a credit card, whenever we make an online payment, we get a very good discount. If we go to any shop or go to a showroom and pay online, then we also get a very good discount.
Example: Suppose you have to buy Samsung's AC and when you go to the shop to buy that AC, then you will ask its owner if we will get any discount on taking this AC, then the owner of the shop will ask you how will you pay online. Will you pay with the help of a card or pay offline. If you tell him that I have a credit card and I want to pay with his help, then he will tell you that it is okay that you pay with the help of a credit card. With its help, you will get the option of EMI. You can pay with the help of EMI.
• So with the help of a credit card you get a good discount from EMI. Along with this, you also get all the redeem points. You can use whatever you are shopping for.
• When you shop online, there will also be credit card benefits. You get a redeem reward there. In Amazone, Flipkart, Shopclus it is written that when you shop with the help of a credit card, you will get a discount.
• If you have a credit card, then you go to the shop to take anything, then you will not have to go with the money, only you will have to keep a small plastic card with which you can buy anything. That's why the benefits of credit cards are very good.
• If you need emergency money and you have a credit card, then you can withdraw money by going to the ATM with the help of that credit card. So these are very big benefits with the help of a credit card.
• Friends, you will not have any problem with using a credit card, with the help of credit card, we have good benefits, therefore, you should use a credit card.
• If you want to get the credit card of the bank given below, you can check its official website by clicking on the link below.
1. Click on this link to get a credit card from SBI Bank -
https://www.sbicard.com/
2. Click on this link to get a credit card from HDFC Bank -
https://www.hdfcbank.com
• You can apply for a credit card directly by going to the bank offline.
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